CBT Enterprise Checking

This is the perfect CBT account for a business wanting the ability to write an unlimited amount of checks. This is a non-interest bearing account for a Sole Proprietorship, Partnership, Corporation, LLC and Non-Profit Organization.

Benefits and Features

• Unlimited Check Writing
• Business Debit Card
• eCBT Online Banking
• eCBT Bill Payment
• View check images online.
• Check Images provided on monthly bank statement.
• Month-end bank statements
• Minimum opening deposit of $100
• If minimum daily balance is above $1,000, there is no monthly service charge. If daily balance goes below $1,000, your monthly service charge will be $8.00.
• Have the ability to electronically pay your employees, wire transfer funds and full access to ACH services with our convenient Cash Management services.
• Offer your customers the ability to make a payment with a Credit Card. Learn more about Merchant Services.
• Apply here for a CBT Enterprise Checking Account.

CBT Enterprise Plus Checking

This account offers all the features and benefits of the Enterprise Checking. Plus, this is an interest bearing account. If you maintain a daily balance of $5,000 or more, there is no monthly service charge. This account is for a Sole Proprietorship or Partnership.

Benefits and Features

• Interest is accrued on average collected balance and credited on statement cycle date.
• Unlimited Check Writing
• Business Debit Card
• eCBT Online Banking
• eCBT Bill Payment
• View check images online.
• Check Images provided on monthly bank statement
• Bank statements sent at end of month
• See our current deposit rates.
• Minimum Opening Deposit of $100
• If minimum daily balance is above $5,000, there is no monthly service charge. If daily balance goes below $5,000, your monthly service charge will be $12.00.
• Offer your customers the ability to make a payment with a Credit Card. Learn more about Merchant Services.
• Have the ability to electronically pay your employees, wire transfer funds and full access to ACH services with our convenient Cash Management services.
• Apply here for a CBT Enterprise Plus Checking Account.

CBT Enterprise Savings

Do you want to save for the off-season or for that office remodel or the unexpected rainy day? Do you want immediate access to your funds? If so, a CBT Enterprise Savings is the perfect account for you!

Benefits and Features

• Interest is compounded daily and credited quarterly.
• eCBT Online Banking
• Building your savings account can be easy and convenient using Direct Deposit and/or Automatic Funds Transfer.
• See our current deposit rates.
• Minimum opening deposit of $100
• Three free withdrawals per quarter. Subsequent withdrawals are $1.00 per item.
• If minimum daily balance is above $500, there is no quarterly service charge. If daily balance goes below $500, you will be charged a quarterly service charge of $10.
• If you have electronic activity on this account, you will receive a monthly statement; otherwise, your statement will be sent quarterly.
• Apply here for a CBT Enterprise Savings Account.

CBT Business Money Market Account

With a CBT Money Market Account, you can access your funds through a checking account and earn a higher rate of interest than an Enterprise Plus Checking Account. The number of monthly transactions allowed on this account is limited.

Benefits and Features

• Interest is accrued on average collected balance and credited on statement cycle date.
• eCBT Online Banking
• View check images online
• Check Images provided on monthly bank statement
• Bank Statement mailed at month end
• Minimum opening deposit of $2,500
• See our current deposit rates.
• Unlimited transfers between CBT accounts when preformed at any CBT branch.
• Transactions are limited to six preauthorized transactions per monthly statement cycle, three of which may be a check. A service charge of $7.50 per item will be assessed for transactions that exceed these limits.
• If minimum daily balance is above $2,500, there is no monthly service charge. If daily balance goes below $2,500, you will be charged a monthly service charge of $7.50.
• Apply here for a CBT Business Money Market Account.

Non-Profit Checking

CBT is dedicated to helping our community and supporting the Not For Profit Organizations, that truly make a difference in New Mexico. We offer various deposit services to Not For Profit Organizations with no monthly service charge.

Benefits and Features

• eCBT Online Banking
• View check images online
• No monthly service charge
• Minimum opening deposit of $100
• Contact us for more information.

Business Certificates of Deposit (CD)

• Competitive interest rates for a specified term.
• 3 months, 6 months, 12 months, 24 months or 5 year terms available with a minimum opening deposit of $1,000.00.
• Early withdrawal penalties may apply.
• Consult with a Centinel Bank financial advisor to find the Certificate of Deposit that is right for you.
• Apply here for a Business CD.