There is an ATM located in the Taos Ski Valley Cafeteria.
Home Equity Loans
Put the equity in your home to use for you as a powerful financing option
for home improvements, major purchases, education funding, weddings, etc.
Just like a business, you are given a line of credit with checks that
you write when you need them. Open a Home Equity Line of Credit and use it whenever you need it. Once approved, accessing your money has never been easier, creating endless opportunities! Consider these options:
- Attractive financing rates below standard consumer loans
- Flexible payment plans
- Minimal closing costs
- Tax deductions may apply (consult your tax advisor)
- Contact us for more information.
New or Pre-Owned Vehicle Loans
For your next auto purchase, let Centinel Bank help you with your transportation needs or desires. Whether it’s getting to work, getting to school, exploring, or letting the wind blow through your hair, transportation plays an important role in our daily lives. Centinel Bank provides competitive financing for new or used autos.
New Vehicle Loans
- 0% down payment for qualified buyers
- Up to 60 month terms available
- Competitive interest rates
- Automatic payment feature on all loans
- Contact us for more information.
Pre-Owned Vehicle Loans
- Finance up to 80% of purchase price or NADA value - whichever is less
- Up to 48 month terms available
- Additional terms and conditions for vehicles older than five years may apply
- Competitive interest rates
- Automatic payment feature on all loans
- Contact us for more information.
Recreational Vehicles
If you are dreaming about that winter or summer toy, Centinel Bank has the financing to make your dream become a reality. We offer financing for all types of recreational vehicles so you can enjoy time in the great outdoors. Only 20% down payment
- Up to 60 month terms available on new recreational vehicles
- Competitive interest rates
- Automatic payment feature on all loans
- Additional terms and conditions for recreational vehicles older than five years may apply
- Contact us for more information.
Unsecured Personal Loans
Your good credit history, relationship with Centinel Bank and ability to repay qualify you for an unsecured loan. These loans are convenient to help consolidate debt, seize opportunities, or manage unexpected needs. Unsecured loan terms may be offered up to 24 months providing flexibility, ease and convenience. Contact us for more information.
Other Secured Personal Loans
Centinel Bank offers loan products to assist in providing necessary resources to tap into your real buying power. Take advantage of a secured loan to buy something special, take a much deserved vacation, or meet other financial obligations. Collateral for these types of loans can be bank certificates of deposit, titled vehicles, real estate, and other personal property. Flexible payment terms available. Contact us for more information.
OOPS – "Our Overdraft Protection"
OOPS accounts are like having “extra cash” when you need it - putting an end to accidental overdrafts. OOPS will automatically advance funds to your checking account to cover unexpected overdrafts. All you need is a Centinel Bank checking account and an approved OOPS application. Contact us for more information.
CBT MasterCard
The Centinel Bank MasterCard is a local credit card that offers all the benefits of any major credit card and can be used anywhere in the world that MasterCard is accepted. Benefits include competitive fixed interest rates, flexible credit limits designed to meet your specific needs, convenience checks, bonus points that can used to purchase airline tickets, and many other benefits. Online access is available to view available credit, current balance, recent transactions and to pay your bill. Our MasterCard offers convenience and flexibility to access your available credit and provide the purchasing power you deserve. Contact us for more information.
Unique Loans for Unique Circumstances
As Taos County’s premier independent locally owned community bank, we are always looking for ways to help you figure out your unique situation. Contact us today to let us know how we can help you realize your dreams.
