Savings Account

Use this account to save for a rainy day, a college education or wherever your dreams may take you! Maintain a daily balance of $500 or more and there is no service charge.

Benefits and Features

• eCBT Online Banking
• Minimum opening deposit of $100
• Minimum opening deposit of $20 for anyone under the age of 18.
• Interest is compounded and credited quarterly
• There is no minimum daily balance requirement to obtain the disclosed annual percentage yield. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
• See our current deposit rates.
• Three free withdrawals per quarter. Subsequent withdrawals are $1.00 per item.
• If minimum daily balance is above $500, there is no quarterly service charge. If daily balance goes below $500, you will be charged a quarterly service charge of $10.78 (paper) or $9.78 with eStatements.
• If you have electronic activity on this account, you will receive a monthly statement; otherwise, your statement will be sent quarterly.
• ATM/Debit Card is available at no charge with any other Centinel Bank cecking account, otherwise $5.00 per card per statement cycle.
• Building your savings account can be easy and convenient using Direct Deposit and/or Automatic Funds Transfer.
• Apply here for a Savings Account.

Health Savings Account (HSA)

This account is designed to be used with high deductible health care insurance as a way to help you build savings to be used on qualified medical expenses.

Benifits and Features