Utilizing Centinel Bank's resources can make home financing easier and possibly more affordable.
For most people, buying a home is an investment in their future—an opportunity to establish roots, start a family, and build financial security. Centinel Bank of Taos has trusted financial advisors that can help you navigate the process and select the financing option that works best for you (if you’re still unsure if buying a home is right for you check out our article on renting vs buying).
With June being National Homeownership Month, Centinel Bank would like to remind current and prospective homeowners of what Centinel Bank has to offer. Our community bank resources can make financing easier and more affordable.
When you’re considering purchasing a home, Centinel Bank can help you determine:
1. How much you can borrow and what loan products best match your financial needs and budget considerations. We will review the mortgage process along with available mortgage programs and loan features, so there aren’t any surprises.
2. How mortgage rates, the loan amount, property taxes and insurance premiums affect monthly mortgage payments. This will help you shop for a home that fits your budget and increase your prospects for success as an informed buyer.
3. Your rights and obligations under your mortgage contract. Today’s consumers have more avenues than ever to homeownership. We will help you understand the fine print before you sign on the dotted line.
Suitable government-sponsored programs. In addition to federal homeownership and home-buying assistance programs, there are many programs sponsored by your state, local government or other organizations that we can recommend, making homeownership more affordable.
5. Additional resources to help you create a budget and set financial targets. We offer a helpful resources and free online educational tools that can be found on our customer education page of our website.
If you have questions about buying a home and what it will take to make that purchase, our expert lenders are here to help you through the loan process. To speak to someone, call 575-758-6700 or email Leticia Pacheco firstname.lastname@example.org.
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Where you choose to bank matters
The Centinel Bank featured artist, for June and July, is Leigh Gusterson.
Leigh’s paintings are depictions of the landscape, peppered with crumbling adobes, old trucks, horses and sheep, but the joy and love is expressed in her use of vibrant colors, her loose, energetic brushstrokes, and the swaying lines and forms which lend a sense of movement to her compositions. Stop by Centinel Bank’s main branch to see her work or visit her gallery, Light Mountain Gallery in Peñasco, NM.